So I've finally made enough money to pay off my one and only credit card in the full. So I called up my bank the other day and tried to, but the *******s refused my money and said they forwarded it to a Collection Agency, and that I'd have to deal with them now. People are supposedly losing their jobs and their houses are being foreclosed on left and right all over the country, they're in debt to their credit cards and stopped paying their bills, and these ****tards are going to refuse an actual person who is paying? Sorry, kind of enrages me, but this system is definitely set up so that you're a debt slave for life.
Anywho, has anyone experienced this before? Am I basically ****ed? These Collection Agencies can basically make up their own rules, can't they? Like add all sorts of extra charges and fees on top of the credit card. I wouldn't even trust them with my credit card to be honest. I don't want to deal with them at all. Is there a way I can avoid them?